Updated October 2026. We checked every price below on the company’s own site on October 20, 2026.
Chicago homes are listed on MRED, the Midwest Real Estate Data MLS, and a flat fee listing there runs $89 to $399 upfront. Beycome’s is $99 with $0 at closing. The thing to watch is the fee at the end: 0.5% on the $334,100 typical Chicago home value is $1,670.50. City transfer tax adds more.
Jump to: 💲 Chicago prices · 📸 Two $99 plans · 📍 City transfer tax · 🏢 Who lists here · ❓ FAQ
Chicago at a glance
- The typical home value in Chicago was $334,100 in September 2026 (Zillow Home Value Index), up 5.6% over the year.
- 3% of $334,100 is $10,023.00. Listing for $99 with $0 at closing keeps $9,924.00 in your pocket, before any buyer’s agent pay.
- Inside city limits, the seller’s share of transfer taxes is $1,505.25 on that price, and the buyer pays $2,508.75 more.
Which MLS do Chicago buyer’s agents search?
MRED. It’s the MLS for Chicago and northern Illinois, and its members enter about 250,000 listings a year. If your listing isn’t in MRED, most agents with Chicago buyers won’t see it in their daily searches.
So the first question for any flat fee company is simple: will my home go into MRED? We list Chicago homes there. List With Freedom’s Illinois page names MRED too. Others only say “local MLS,” which is fine, but ask.
Chicago flat fee MLS prices, entry plan to entry plan
Each row is a company’s cheapest plan that puts a Chicago home on the MLS. The total column adds any fee charged at closing on the $334,100 typical home value. Where a company’s page doesn’t say, we wrote “not stated.”
| Plan | Total on $334,100 | Upfront | Fee at closing | MLS photos | Listing term | Cancellation | Changes | Negotiation help | Offers and e-sign | Zillow / Realtor.com / Redfin | MLS |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Beycome Basic | $99 | $99 | $0 | Every slot MRED allows | Up to 24 months** | No fee*; no refund once listed | Unlimited, free | Artur AI for offers and negotiation; a person on Concierge | Online offers, e-sign, ShowingTime when available | Yes, plus 100+ sites | MRED |
| Brokerless $99 | $99 | $99 | $0 | 6 | 6 months | not stated | Free status changes; other edits not priced | None, you negotiate | not stated | Realtor.com; Zillow, Trulia, Homes.com with an unexplained asterisk | Local MLS |
| Homecoin MLS listing | $199 | $199 | $0 (“never”) | Max | 12 months | Free | 10 free | None included; $99 to $299 add-on | Listing forms e-signed; offer tools not stated | Zillow, Realtor.com, Trulia, Redfin | Local MLS |
| HomeZu Local MLS Listing | $733.10 to $1,234.25 if 0.1% to 0.25% applies | $399 | “applicable closing fees”, amount not stated for Illinois | 25 ($100 for max) | 6 months ($100 for 12) | $50 fee before MLS entry | Unlimited edits | None on this plan | DocuSign | Zillow, Realtor.com, Trulia, Redfin | Local MLS |
| Houzeo Bronze | $399 | $399 | $0 | 25 | 6 months | Only with no active or accepted offers | 10 | None on Bronze | No offer tools on Bronze; e-sign not stated | Zillow, Trulia, Realtor, Redfin, 100+ sites | Local MLS |
| ISoldMyHouse Get LISTED | $299 | $299 | None stated | Up to 10 | 6 months | Anytime; refund only before MLS entry, minus $10 | not stated | None, you negotiate | Listing contract e-signed; offer tools not stated | Zillow, Trulia, Realtor.com | Local MLS (Illinois not named) |
| List With Freedom Gold | $1,759.50 | $89 | 0.5% compliance fee | 25 | 6 months | No fee; no refund once listed | Free, unlimited | You negotiate | Docs online; offer review is a $595 add-on | Zillow, Realtor.com, Redfin | Local MLS |
Taxes, title, your attorney and any buyer’s agent pay you agree to aren’t in the totals. Those apply whoever lists you.
Two $99 plans, two different listings
Beycome Basic and Brokerless both cost $99 and charge nothing at closing. Here’s where they part ways. Beycome Basic fills every photo slot MRED allows and runs for the longest term Illinois and MRED allow.** The Brokerless $99 plan has 6 photos and a 6-month term. Brokerless’s $188 plan gets you 12 months and more photos.
Why it matters in Chicago: a condo with a lake view or a two-flat with a garden unit needs more than 6 photos to make its case. Pick the plan that fits the home, not just the price.
If you want a person handling offers
Compare top plans with top plans. Beycome Concierge is $999 (list price $1,399, for a limited time) with $0 at closing, and a person negotiates for you. Houzeo Platinum is $499 plus 1.25% at closing with a $999 minimum, so $4,675.25 on the Chicago typical home value. List With Freedom Platinum Plus is $395 plus 0.25%, or $1,230.25, with a coordinator but no negotiator. Our Concierge plan page has the full list.
The Chicago transfer tax, worked out
Chicago charges its own transfer tax on top of the state and county. The city portion is $3.75 per $500 and the CTA portion is $1.50 per $500, or $5.25 in all. The city says the buyer generally pays the $3.75 and the seller pays the $1.50.
Here’s the math on a $334,100 Chicago sale. Each tax counts every $500 or part of $500, so that’s 669 units.
| Tax | Rate | Usually paid by | On $334,100 |
|---|---|---|---|
| Illinois | $0.50 per $500 | Seller | $334.50 |
| Cook County | $0.25 per $500 | Seller | $167.25 |
| Chicago, CTA portion | $1.50 per $500 | Seller | $1,003.50 |
| Chicago, city portion | $3.75 per $500 | Buyer | $2,508.75 |
Seller total: $1,505.25. You may have heard of a tiered “mansion tax” for Chicago. Voters were asked about one in 2024, and the city’s tax page still shows the flat $5.25 rate as of October 2026. There’s also a CTA-portion refund for some buyers 65 and older on homes of $250,000 or less.
Before the stamps: water bill and zoning certificate
Chicago won’t sell you transfer stamps until a few things are done. Chicago Title’s July 2026 list says the water and sewer bills must be paid, and the sale must comply with the building registration ordinance. Non-condo residential resales need a certificate of zoning compliance, a rule in place since December 1, 1997.
None of this is hard, but it takes days, not hours. Order the full payment certificate and the zoning certificate soon after you accept an offer. Starting early keeps your closing date safe.
MRED’s photo rule: choose your first set with care
Our MRED listing form asks every Chicago seller to confirm one rule. Once your listing is active, photos you’ve submitted can’t be removed. There are three exceptions: a seasonal change, an improvement to the home, or a better copy of the same image.
So don’t upload a dark phone shot “for now.” Shoot in daylight, lead with the front of the building, and add a floor plan if you have one. If you want pro photos, our $399 Enhanced plan includes a shoot with 25 HD photos.
Attorneys and the Multi-Board contract
Chicago deals usually run on the Multi-Board Residential Real Estate Contract. Version 8.0 came out in February 2025 from the Illinois Real Estate Lawyers Association, and it has an attorney review clause. Attorneys on both sides are normal here. Selling by owner doesn’t change that, so get a quote from an attorney before you list.
You’ll also owe the buyer the Illinois Residential Real Property Disclosure Report before the contract is signed. Our Illinois flat fee MLS guide covers that form and the suburbs’ own transfer taxes.
Who lists in Chicago, briefly
Beycome. $99 Basic in MRED, $0 at closing, max photos, unlimited changes, e-sign, online offers and ShowingTime where MRED offers it. The Artur AI assistant helps with offers on Basic and Enhanced. A person negotiates on Concierge.
According to Illinois REALTORS, 1,907 homes sold in the city of Chicago in August 2026, down 2.7% from a year earlier, at a median of $405,000, up 8.0% (release of September 24, 2026).
Sell smarter
List your home on the MLS for $99
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Buy any home with a Beycome agent and receive a rebate of up to 2% of the purchase price — paid to you at closing.
Buy a home →Brokerless. Names Illinois on its coverage page. $99, 6 photos, 6 months, no closing fee. You negotiate.
Homecoin. $199 in Illinois, 12 months, max photos, 10 free changes, no fee at closing.
HomeZu. $399, 25 photos, 6 months, plus a closing fee its Illinois page doesn’t put a number on.
Houzeo. Bronze is $399 with $0 at closing and 25 photos. Higher plans add 0.5% to 1.25% at closing with a $999 minimum, per Houzeo’s Illinois page.
ISoldMyHouse. $299 for up to 10 photos and 6 months. It doesn’t name Illinois, so confirm MRED access.
List With Freedom. $89 plus 0.5% at closing, or $1,759.50 on the Chicago typical home value. Names MRED.
Want the step-by-step first? Read how to sell by owner and still show up on Zillow. Ready to list? Start your Chicago MLS listing for $99.
Closing in Illinois? Starting November 1, 2026, Beycome Title handles title and closing in Illinois, with Prepaid Pricing of $599 at checkout (instead of $995).
Chicago seller questions
Which MLS covers Chicago?
MRED, Midwest Real Estate Data. It covers Chicago and northern Illinois, and its members enter about 250,000 listings a year.
How much is a flat fee MLS listing in Chicago?
As of October 2026, $89 to $399 upfront for entry plans. Beycome is $99 with $0 at closing. Plans with a 0.5% closing fee cost about $1,760 in total on the $334,100 typical home value.
How much is the Chicago transfer tax for sellers?
The seller usually pays the $1.50 per $500 CTA portion, plus the state and Cook County taxes. On $334,100 that’s $1,505.25. The buyer usually pays the $3.75 per $500 city portion.
Do I need a zoning certificate to sell my Chicago house?
Yes for non-condo residential resales, along with paid water and sewer bills, before the city issues transfer stamps.
Can I change my listing photos on MRED later?
You can add photos, but once the listing is active you can’t remove submitted ones, except for a seasonal change, an improvement, or a better copy of the same image.
Do I need a lawyer to sell my Chicago home without an agent?
It’s not required by law, but attorneys on both sides are normal in Chicago, and the Multi-Board 8.0 contract has an attorney review clause.
Commission figures are examples only. Real estate commissions are not set by law or by NAR rules and are fully negotiable. Sellers choose whether to offer any compensation to a buyer’s agent, and how much; since August 17, 2024, those offers can’t be shown on the MLS.
Prices as of October 20, 2026, from each company’s own pages. Service details for other companies come from their national or Texas pages read the same day. Totals use Chicago’s typical home value of $334,100 and add only each company’s stated fee at closing. Home values: Zillow Home Value Index, September 2026.
“$0 at closing” means no Beycome fee at closing. Transfer taxes, title, attorney fees and any buyer’s agent pay you agree to still apply.
* No cancellation fee. Listings under contract can’t be canceled. No refund once the listing is live.
** Listing term: the maximum the state and MLS allow, up to 24 months (12 in Maryland and Pennsylvania).
The transfer tax math applies only to homes inside Chicago city limits. Who pays can be changed by contract. General information, not legal or tax advice. Reviewed by Beycome Brokerage Realty LLC, licensed real estate brokerage (IL #481.013794).
Sources
- Zillow Research, Zillow Home Value Index, September 2026.
- MRED, who we are.
- City of Chicago, real property transfer tax.
- Chicago Title, Chicago metro transfer taxes, July 1, 2026.
- 35 ILCS 200/31-10 and 55 ILCS 5/5-1031.
- HeplerBroom, Multi-Board Residential Real Estate Contract 8.0.
- WBEZ, the 2024 transfer tax ballot question.
- NAR, settlement FAQs.
- Competitor pages read October 20, 2026: Brokerless, Homecoin, HomeZu, Houzeo, ISoldMyHouse, List With Freedom.
- Illinois REALTORS, August 2026 home sales release (September 24, 2026).
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
